Compare Fixed Income Platforms in Europe

Find the best P2P lending and fixed income investment platforms. Data-driven comparisons, honest reviews, and up-to-date statistics - updated monthly.

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7+
Platforms Reviewed
9–13%
Avg. Annual Returns
€10
Min. Investment
Monthly
Data Updates

Top Fixed Income Platforms 2026

Ranked by our editorial team. Data last updated April 2026.

Robocash
4.1 ★★★★☆
Return9.0%
Investors40,000+
AUM€67.2M
Minimum€10
Launched2017
Auto-invest
30-day buyback guarantee
UnaFinancial group guarantee
Unregulated (Croatia)
Viainvest
4.0 ★★★★☆
Return11.5%
Investors37,000+
AUM€60.3M
Minimum€50
Launched2016
Auto-invest
Buyback guarantee (60-day)
IBF License (MiFID II)
Platform profitable (2025)
No secondary market
1% Cashback Bonus Visit Viainvest ↗ Full Review
Bondora Go & Grow
3.9 ★★★★☆
Return4.0%
Investors500,000+
AUM
Minimum€1
Launched2008
Fully automated
Daily compounding
Instant liquidity
Not MiFID II regulated
€5 Welcome Bonus Visit Bondora ↗ Full Review
Nectaro
3.8 ★★★★☆
Return12.99%
Investors15,000+
AUM€22.1M
Minimum€50
Launched2022
Auto-invest
Buyback guarantee
IBF License (MiFID II)
0% loss rate
Platform not profitable (2025)
No secondary market
1% Cashback Bonus Visit Nectaro ↗ Full Review
TWINO
3.7 ★★★★☆
Return11.93%
Investors22,000+
AUM€36.8M
Minimum€1
Launched2015
Auto-invest
Secondary market
IBF License (MiFID II)
Loan & real estate securities
Profitable 2025
Lande
3.6 ★★★★☆
Return11.2%
Investors10,205+
AUM€27.9M
Minimum€50
Launched2019
Auto-invest
Secondary market
EU Licensed (ECSP)
Collateral-backed (40% LTV)
Platform profitable (2025)
No buyback guarantee
1% Cashback Bonus Visit Lande ↗ Full Review
Esketit
3.5 ★★★½☆
Return12.0%
Investors20,500+
AUM€45.9M
Minimum€10
Launched2020
Auto-invest
Secondary market (fee-free)
Unregulated (Croatia)
- Profitability: N/A
1% Cashback Bonus Visit Esketit ↗ Full Review
Monefit SmartSaver
3.4 ★★★☆☆
Return9.96%
Investors26,000+
AUM
Minimum€10
Launched2018
Daily returns
Instant withdrawals
Vaults for higher rates
Unregulated (Estonia)
0.25% Welcome Bonus Visit Monefit ↗ Full Review

Quick Comparison

Side-by-side overview of all platforms. View full comparison →

Platform Return Min. Invest AUM Regulated Secondary Market Buyback Founded
Mintos 10.82% €50 €655.7M IBF License (MiFID II) 2015 Visit ↗
PeerBerry 11.05% €10 €118.3M No 2017 Visit ↗
Debitum Investments 12.66% €10 €59.0M IBF License (MiFID II) 2019 Visit ↗
Nectaro 12.99% €50 €22.1M IBF License (MiFID II) 2022 Visit ↗
Viainvest 11.5% €50 €60.3M IBF License (MiFID II) 2016 Visit ↗
Lande 11.2% €50 €27.9M ECSP 2019 Visit ↗
Esketit 12.0% €10 €45.9M No (free) 2020 Visit ↗
TWINO 11.93% €1 €36.8M IBF License (MiFID II) 2015 Visit ↗
Bondora Go & Grow 4.0% €1 Estonian FSA 2008 Visit ↗
Robocash 9.0% €10 €67.2M No (30-day) 2017 Visit ↗
Monefit SmartSaver 9.96% €10 No 2018 Visit ↗

Platform Comparisons

Head-to-head comparisons to help you choose the right platform.

Mintos vs Nectaro Mintos vs PeerBerry Mintos vs Viainvest Debitum Investments vs PeerBerry Debitum Investments vs Nectaro Debitum Investments vs Lande Lande vs Nectaro Nectaro vs Viainvest Mintos vs Bondora Mintos vs TWINO PeerBerry vs Robocash Bondora vs Monefit TWINO vs Viainvest

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