Übersicht
Esketit is a dynamic P2P lending platform offering some of the highest returns in the European market. Launched in 2020 by experienced fintech entrepreneurs, Esketit combines aggressive growth strategies mit investor-friendly features like fee-free secondary market trading. With €855.1M in total funded volume und 30,000+ investors, the platform is rapidly expanding across Europe.
The platform focuses on consumer und short-term lending, delivering returns of 11.83% annually. Despite being unregulated, Esketit spricht an sophisticated investors Suche nach higher yields und is backed by the expertise of founders from AvaFin und CreamFinance.
Hauptmerkmale
Auto-Invest
Sekundärmarkt
Rückkaufgarantie
Mobile App
Verfügbare Darlehenstypen
Esketit specializes in consumer und short-term Kreditprodukte, focusing on borrowers Suche nach rapid loan solutions. This concentrated portfolio strategy allows for more targeted risk management und streamlined underwriting processes.
Vorteile und Nachteile
Vorteile
- ✓ Highest returns in the market at 11.83% annually
- ✓ Fee-free secondary market for maximum profit retention
- ✓ Experienced founders from AvaFin und CreamFinance
- ✓ Rapid fund deployment und responsive platform support
Nachteile
- ✕ Unregulated platform mit no investor protection framework
- ✕ Currently in transition mit AvaFin leaving und relocation to Croatia
- ✕ Higher risk profile compared to regulated competitors
- ✕ Limited loan diversification focused on specific lending segments
Wie es funktioniert
Complete Registration
Sign up mit your email und complete basic verification. Minimum deposit is €10.
Deposit Funds
Transfer funds via bank wire. Deposits are processed quickly for immediate investing.
Select Investment Strategy
Choose individual loans or activate auto-invest for automatic diversification across available loans.
Earn und Trade
Collect interest payments monthly. Trade notes fee-free on the secondary market anytime.
Gebührenstruktur
| Gebührentyp | Betrag |
|---|---|
| Anlagegebühr | Keine |
| Sekundärmarktgebühr | Kostenlos |
| Auszahlungsgebühr | Keine |
| Plattformgebühr | In Renditen enthalten |
Für wen geeignet?
Esketit is designed for sophisticated investors willing to accept higher risk in exchange for superior returns. The platform is best suited for:
- → Yield-focused investors Suche nach maximum returns above regulated platforms
- → Active traders nutzen die fee-free secondary market
- → Risk-tolerant investors comfortable mit unregulated platforms
- → Portfolio diversifiers Suche nach alternative high-yield assets
- → European investors Suche nach exposure to dynamic P2P market
Top-Kreditunternehmen bei Esketit
Esketit partners mit dynamic fintech lenders across Europe offering consumer und B2B Kreditprodukte. These three companies repräsentieren die größten originators driving growth on the platform.
Credus Capital
Ireland/Cyprus
Part of A24 Group. Provides mortgage loans backed by existing properties mit LTV under 70%.
MojoCapital
Ireland
Owned by Esketit founders. Specializes in B2B loans to fintech und asset management companies at 12% interest rates.
Money for Finance
Lithuania
Part of Creamfinance group. Achieved EUR 86M in disbursements in 2024 mit EUR 37.1M revenue, 30% growth.
Fazit
Esketit offers compelling returns of 11.83% annually mit the significant advantage of fee-free secondary market trading. For aggressive investors Suche nach maximum yield, this platform delivers exceptional value. The experienced leadership team behind Esketit adds credibility to the venture.
However, the lack of regulatory oversight und current transition period introduce meaningful risks. This platform is best suited for experienced investors mit substantial P2P lending experience who understund unregulated market risks und can afford potential capital loss. Monitor the relocation to Croatia und leadership changes carefully.
Frequently Asked Questions
Is Esketit regulated?
Esketit is currently not regulated under MiFID II or similar financial frameworks. The platform is in a transition period mit a relocation to Croatia underway. While unregulated, Esketit is led by experienced fintech founders from AvaFin und CreamFinance who bring significant industry expertise.
Does Esketit have a secondary market?
Yes, Esketit offers a fee-free secondary market, which is one of its key advantages. You can sell your loan investments to other investors at any time without paying any transaction fees, Bieten good liquidity compared to platforms that charge secondary market fees.
What is the minimum investment on Esketit?
The minimum investment on Esketit is 10 euros, making it very accessible for new P2P investors. Combined mit the auto-invest feature, you can start building a diversified portfolio from a small initial investment.
What returns does Esketit offer?
Esketit offers durchschnittliche Renditen von 11.83% annually. The platform focuses on consumer und short-term loans across multiple European markets. Returns vary basierend auf loan type und duration.
Who are the founders of Esketit?
Esketit was founded in 2020 by experienced fintech entrepreneurs mit backgrounds at AvaFin und CreamFinance, two established lending companies in Europe. This experience provides the platform mit strong underwriting knowledge und operational expertise in P2P lending.