Übersicht
PeerBerry is a Croatian P2P lending platform backed by the reputable Aventus Group, bietet Investoren access to diverse loan portfolios spanning consumer lending, business loans, leasing, und real estate investments. Founded in 2017, PeerBerry has evolved into a comprehensive marketplace serving both cautious und adventurous investors mit 116,592 aktive Investoren und €3.3B in total invested capital.
The platform delivers solid 11.05% average returns mit a 0% default rate in historical performance. It recently launched a groundbreaking fee-free secondary market in January 2026, positioning itself as an attractive alternative to more established competitors. Aventus Group's backing provides institutional credibility und long-term stability.
Hauptmerkmale
Auto-Invest
Sekundärmarkt
Rückkaufgarantie
Mobile App
Verfügbare Darlehenstypen
PeerBerry's diversified loan portfolio encompasses consumer lending for individual borrowers, business loans for SMEs, equipment leasing products, und real estate-backed securities. This comprehensive range allows investors to customize their portfolio allocations basierend auf risk tolerance und return expectations.
Vorteile und Nachteile
Vorteile
- ✓ Aventus Group backing provides institutional credibility und stability
- ✓ New fee-free secondary market launched January 2026 for improved liquidity
- ✓ Diverse loan portfolio covering mehrere Anlageklassen und geographies
- ✓ Competitive 11.05% returns mit 0% default rate und portfolio diversification
Nachteile
- ✕ Unregulated platform mit no investor protection framework
- ✕ Secondary market very new mit uncertain liquidity depth over time
- ✕ Regulatory migration from Irelund to Croatia creates uncertainty
- ✕ Smaller than Mintos mit less market liquidity und investor base
Wie es funktioniert
Register und Verify
Create your account mit email und complete identity verification. Minimum starting investment is €10.
Add Funds
Deposit via bank transfer. Funds appear in your wallet ready to invest.
Choose Your Loans
Select individual loans from the marketplace or set auto-invest filters for automatic portfolio management.
Collect Returns & Trade
Earn monthly interest payments. Trade notes fee-free on the secondary market. All loans include buyback guarantees within 60 days.
Gebührenstruktur
| Gebührentyp | Betrag |
|---|---|
| Anlagegebühr | Keine |
| Sekundärmarktgebühr | Kostenlos |
| Auszahlungsgebühr | Keine |
| Plattformgebühr | In Renditen enthalten |
Für wen geeignet?
PeerBerry spricht Investoren an, die Suche nach exposure to diverse loan types mit institutional backing. Die Plattform funktioniert gut für:
- → Diversification seekers mögen Exposition gegenüber consumer, business, leasing, und real estate loans
- → Portfolio traders nutzen die new fee-free secondary market
- → Mid-tier risk investors comfortable mit unregulated platforms but Suche nach institutional backing
- → Growing portfolio managers suchen nach Alternativen to saturated platforms like Mintos
- → European investors Suche nach emerging platforms mit growth potential
Top-Kreditunternehmen bei PeerBerry
PeerBerry bezieht Kredite von established lenders across multiple sectors und geographies. These top three companies repräsentieren die größten und most konsistente Beitragszahler to the platform's diverse loan portfolio.
Aventus Group
Lithuania
Multi-Sektor-Holding company tätig in 18 Ländern. Verdient EUR 87.19M Nettogewinn in 2024 und issued EUR 1.12B an Darlehen.
GoFingo Group
Lithuania
Consumer und business lending provider operating since 2015 mit 20+ years of track record in banking und real estate.
Lithome
Lithuania
Non-bank lending company connected to Lithuanian house building companies. Offers construction-related loans.
Fazit
PeerBerry represents an exciting middle ground between Mintos's maturity und emerging platforms' risk. The Aventus Group backing provides confidence, while the diverse loan portfolio und new fee-free secondary market offer tangible advantages. The 11.05% average returns are competitive without the management fees charged by regulated competitors. With €3.3B invested und a perfect 0% default rate, PeerBerry demonstrates strong risk management.
However, the unregulated status und nascent secondary market remain concerns worth monitoring. Investors should start mit a modest allocation und carefully track the platform's development. For those Suche nach diversification beyond Mintos without the highest-risk unregulated platforms, PeerBerry is worth serious consideration.
Frequently Asked Questions
Is PeerBerry regulated?
PeerBerry is currently not regulated under MiFID II or similar EU financial frameworks. The platform relocated from Irelund to Croatia und operates without formal investor protection. However, PeerBerry is backed by the Aventus Group, which provides institutional credibility und financial backing.
What is the minimum investment on PeerBerry?
The minimum investment on PeerBerry is just 10 EUR, making it one of the most accessible P2P platforms in Europe. This low entry point allows new investors to start mit a small amount und gradually build their portfolio.
Does PeerBerry have a secondary market?
Yes, PeerBerry launched a fee-free secondary market in January 2026. This is a significant addition that allows investors to sell their loan investments to other users without any transaction fees, improving liquidity options considerably.
What returns can I expect from PeerBerry?
PeerBerry currently offers durchschnittliche Renditen von 11.05% annually. The platform has maintained a 0% default rate historically, though past performance does not guarantee future results. Returns vary basierend auf loan type, geography, und duration.
Who backs PeerBerry?
PeerBerry is backed by the Aventus Group, a holding company mit operations in financial services across multiple Ländern. The Aventus Group connection provides operational support und credibility, mit the platform having vermittelt über 3.3 billion EUR in total investments since launch.