All Platforms

Mintos

4.5 ★★★★☆

Europe's largest P2P lending marketplace with over 600,000 investors and more than EUR 12 billion in funded loans. Mintos offers a diverse ecosystem including loans, bonds, and ETFs with strong regulatory compliance under MiFID II. The platform provides robust auto-investment tools and an active secondary market for liquidity. With its established infrastructure and professional approach, Mintos remains the go-to choice for serious European P2P investors.

PeerBerry

4.3 ★★★★☆

Consumer lending platform renowned for maintaining a 0% default rate, demonstrating exceptional loan origination and risk management. PeerBerry has grown to serve over 116,000 investors with consistent returns and reliable performance. The platform is based in Croatia and operates without MiFID II regulation but maintains a strong track record of profitability. With its tight risk controls and proven investment track record, PeerBerry appeals to performance-focused European investors.

Debitum Investments

4.2 ★★★★☆

Regulated SME lending platform offering a fresh approach to business loans with full MiFID II licensing and investor protection. Debitum Investments focuses on small and medium enterprise financing with buyback guarantees backing investor positions. The platform combines strong regulatory oversight with attractive yields and disciplined underwriting. Since 2019, Debitum Investments has built a growing base of over 31,000 investors seeking exposure to the underserved SME lending market.

Nectaro

4.0 ★★★★☆

High-yield consumer lending platform delivering among the strongest returns in the European P2P market at 12.99% annually. Nectaro operates with MiFID II regulation from Latvia and maintains zero reported defaults on its portfolio of curated consumer loans. The platform is designed for performance-oriented investors comfortable with higher risk for higher reward profiles. Since 2022, Nectaro has rapidly grown its user base to 15,000+ investors seeking premium income generation.

Viainvest

3.9 ★★★☆☆

Established consumer lending platform offering a balance between returns and security through 60-day buyback guarantees and MiFID II regulation. Viainvest has grown to serve 37,000+ investors with consistent 11.5% annual returns and a well-developed secondary market for exit flexibility. The platform's focus on credit assessment and risk management appeals to conservative to moderate-risk investors. With operations since 2016, Viainvest has demonstrated sustainable profitability and steady growth.

Lande

3.8 ★★★☆☆

Unique agricultural lending platform bringing a novel diversification angle to P2P investing with collateral-backed farm loans and strict 40% loan-to-value underwriting. Lande holds EU licensing (ECSP) and serves over 10,000 investors with competitive 11.2% returns. The platform's focus on tangible asset backing provides distinctive risk mitigation compared to unsecured consumer lending. Since 2019, Lande has proven its model with sustained profitability and growing adoption among yield-focused European investors.

Esketit

3.5 ★★★☆☆

Consumer lending platform in strategic transition with a growing user base of 20,500+ investors and a fee-free secondary market for maximum flexibility. Esketit delivers solid 12.0% returns without regulatory oversight while maintaining steady growth. The platform's minimal fee structure and transparent secondary market appeal to cost-conscious investors seeking direct control over exit timing. Since 2020, Esketit has demonstrated platform resilience and user satisfaction in the evolving P2P landscape.