Alle Plattformen

Mintos

4.5 ★★★★☆

Europas größter Investmentmarktplatz, ursprünglich als Peer-to-Peer-Marktplatz bekannt, mit over 600,000 investors und more than EUR 12 billion in funded loans. Mintos offers a diverse ecosystem including loans, bonds, und ETFs mit strong regulatory compliance under MiFID II. The platform provides robust auto-investment tools und an active secondary market for liquidity. With its established infrastructure und professional approach, Mintos remains the go-to choice for serious European investors.

PeerBerry

4.3 ★★★★☆

Consumer lending platform renowned for maintaining a 0% default rate, demonstrating exceptional loan origination und risk management. PeerBerry has grown to serve over 116,000 investors mit consistent returns und reliable performance. The platform is based in Croatia und operates without MiFID II regulation but maintains a strong track record of profitability. With its tight risk controls und proven investment track record, PeerBerry spricht an performance-focused European investors.

Debitum Investments

4.2 ★★★★☆

Regulierte KMU-Kreditvergabe platform offering a fresh approach to business loans mit full MiFID II licensing und investor protection. Debitum Investments focuses on small und medium enterprise financing mit buyback guarantees backing investor positions. The platform combines strong regulatory oversight mit attractive yields und disciplined underwriting. Since 2019, Debitum Investments has built a growing base of over 31,000 investors Suche nach exposure to the underserved SME lending market.

Robocash

4.1 ★★★★☆

Investment platform backed by UnaFinancial holding, serving 42,586 investors across the EU, UK, und Switzerland. Robocash features a 30-day buyback guarantee und group-level backing that goes beyond standard buyback structures. The platform offers consumer loan investments mit automated portfolio management und is one of the few platforms accessible to UK und Swiss investors.

Viainvest

4.0 ★★★★☆

Established consumer lending platform offering a balance between returns und security through 60-day buyback guarantees und MiFID II regulation. Viainvest has grown to serve 37,000+ investors mit consistent 11.5% annual returns und a well-developed secondary market for exit flexibility. The platform's focus on credit assessment und risk management spricht an conservative to moderate-risk investors. With operations since 2016, Viainvest has demonstrated sustainable profitability und steady growth.

Bondora Go & Grow

3.9 ★★★★☆

One of Europe's most accessible investment products offering up to 6% annual returns mit daily compounding und instant liquidity. Founded in 2008 in Estonia, Bondora has grown to serve over 500,000 investors. The Go & Grow product is fully automated — invest from just EUR 1, withdraw anytime, und earn returns that compound daily without any manual intervention.

Nectaro

3.8 ★★★★☆

High-yield consumer lending platform delivering among the strongest returns in the European investment market at 12.90% annually. Nectaro operates mit MiFID II regulation from Latvia und maintains zero reported defaults on its portfolio of curated consumer loans. The platform is designed for performance-oriented investors comfortable mit higher risk for higher reward profiles. Since 2022, Nectaro has rapidly grown its user base to 13,790 investors Suche nach premium income generation.

TWINO

3.7 ★★★★☆

IBF License (MiFID II) regulated investment platform offering loan and real estate securities with 11.93% returns. TWINO has facilitated over 1 billion euros in investments since 2015 across 30+ countries. The platform provides both loan-backed und real estate securities, giving investors diversified exposure to multiple asset classes mit full MiFID II compliance und a secondary market for liquidity.

Lande

3.6 ★★★★☆

Unique agricultural lending platform bringing a novel diversification angle to loan-based investing mit collateral-backed farm loans und strict 40% loan-to-value underwriting. Lande holds EU licensing (ECSP) und serves over 10,000 investors mit competitive 11.2% returns. The platform's focus on tangible asset backing provides distinctive risk mitigation compared to unsecured consumer lending. Since 2019, Lande has proven its model mit sustained profitability und growing adoption among yield-focused European investors.

Esketit

3.5 ★★★☆☆

Consumer lending platform in strategic transition mit a growing user base of 30,256 investors und a fee-free secondary market for maximum flexibility. Esketit delivers solid 12.0% returns without regulatory oversight while maintaining steady growth. The platform's minimal fee structure und transparent secondary market appeal to cost-conscious investors Suche nach direct control over exit timing. Since 2020, Esketit has demonstrated platform resilience und user satisfaction in the evolving investment landscape.

Monefit SmartSaver

3.4 ★★★☆☆

High-yield savings alternative offering up to 10.52% APY mit daily returns und instant withdrawals. Built on 18 years of fintech expertise, Monefit serves 26,000+ investors across 40+ countries. The platform features SmartSaver for flexible returns und Vaults for enhanced rates on committed capital, making it a compelling alternative to traditional bank deposits.